ZIP code 95630

Folsom, CA

The 2020 Census counted 74,787 residents, well above the median California ZIP area, living at 1,102 people per km². Water covers 7.7% of the ZIP's total area, far more than the 0.3% California ZIP median, so land and water together make this a comparatively large footprint. Housing units total 29,532, more than triple the state ZIP median of 9,656.

Aerial view of Folsom's Historic DistrictQuintin Soloviev · Wikimedia Commons · CC BY 4.0

Folsom Dam on the American RiverQuintin Soloviev · Wikimedia Commons · CC BY 4.0

Folsom Powerhouse in Folsom, CaliforniaThe Oaked Ridge · Wikimedia Commons · CC BY-SA 4.0

Old Rail Road Depot, FolsomVajrapanee · Wikimedia Commons · CC BY-SA 3.0

Johnny Cash Trail in FolsomVince Migliore · Wikimedia Commons · CC BY 3.0

E. Natoma Street, FolsomVince Migliore · Wikimedia Commons · CC BY 3.0

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What's nearby

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Places in this ZIP

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Place data: OpenStreetMap, NCES and IPEDS. Sources & credits.

In numbers

Housing here is expensive and mostly owner-occupied. The typical home value is $753,157, essentially level with California's ZIP median of $736,476, and renter-occupied households are only 30.1%, below the state's 37.5%. The stock is also unusual in age: 41.7% of units were built in 2000 or later, against a 14.9% California ZIP median.

Read the full overview

Commutes run shorter than the state norm, and many workers stay home. Mean travel time is 27 minutes, and 59.6% of workers drive alone, below California's 68.2%. Just 3.5% of households have no vehicle available. Work-from-home reaches 31.1% of workers, roughly double the 15.4% California ZIP median.

The local economy is unusually job-heavy. LODES counts 43,736 jobs located in the ZIP and 2,548 payroll establishments, against California ZIP medians of 7,934 and 542. Median household income is $139,642 per year versus $95,179 statewide, and the poverty rate is 5.4%, below California's 10.6%.

What stands out

Housing: 41.7% of units built 2000 or later versus 14.9% for California ZIPs.
Income: median household income $139,642/yr against $95,179/yr statewide.
Local jobs: 43,736 jobs located in the ZIP and 2,548 payroll establishments.
Renters: 30.1% renter-occupied share, below California's 37.5% median.
Commutes: 31.1% of workers primarily work from home, above California's 15.4%.
Low poverty: 5.4% below the federal poverty line versus 10.6% statewide.

Worth a closer look

Home values: typical value $753,157, near the California ZIP median of $736,476.
Rents: median gross rent $2,355/mo versus $1,958/mo for California ZIPs.
Transit commuting: public transit and rail together carry a small share of work trips.
Housing cost comparisons use ZIP-area medians, not city or statewide household medians.
ACS and ZORI describe different periods and rent concepts; they are not directly comparable.

Housing

Values & rent

Typical home valueAugust 2026
Typical asking rentAugust 2026
Median rent paid, incl. utilities2020-2024

The housing stock

Homes rented2020-2024
Homes built before 19402020-2024
Homes and apartments2020-04-01

Getting around

ACS 2020–2024 estimates

Average commute2020-2024
Drive alone to work2020-2024
Use public transit to work2020-2024
Households without a vehicle2020-2024

People & local economy

Population (2020 Census)2020-04-01
Median household income2020-2024
Jobs located in ZIP (all jobs, LODES)2023
Business establishments (with payroll)2023

More views of the area

5 more credited photos

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95823 Sacramento, CA

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All the numbers

266 sourced figures

Open a topic, then select any value to see its source, period and geographic scope.

At a glance5 figures

Density rank among U.S. ZCTAs (≥1,000 residents)2020
Population (2020 Census)2020-04-01
Population density (2020, per km² of land)2020
Homes and apartments2020-04-01
Water share of total area2024

People20 figures

Bachelor's degree or higher (age 25+)2020-2024
One-person households (living alone)2020-2024
Population density (residents per km² of land)2020-2024
Total population2020-2024
Adults aged 25–342020-2024
Average household size2020-2024
Born in another U.S. state2020-2024
Born in the state they live in2020-2024
Children under 182020-2024
County population change since April 20202020-04-01/2025-07-01
County population estimate, July 20252025-07-01
Foreign-born residents2020-2024
Graduate or professional degree (age 25+)2020-2024
Households2020-2024
Households with children under 182020-2024
Median age2020-2024
Seniors 65 and over2020-2024
Sex ratio (males per 100 females)2020-2024
Veterans (civilians 18+)2020-2024
ZCTA land area2024

Income27 figures

Average adjusted gross income (AGI) per tax return2022
Median household income2020-2024
Poverty rate (people below the federal poverty line)2020-2024
Tax returns with AGI of $200,000 or more2022
Average AGI on $200k+ returns2022
Average federal income tax (after credits) per return2022
Average net capital gain per return reporting one2022
Average salaries & wages per return with wages2022
County per-capita personal income2024
Gini index of household income inequality (0 = equal, 1 = one household has all)2020-2024
Households receiving SNAP (food stamps) in past 12 months2020-2024
Households with income $200,000+2020-2024
Households with income under $25,0002020-2024
Individual income tax returns filed (tax year 2022)2022
Mean household income (aggregate ÷ households)2020-2024
Near-poor or poor (income below 200% of the poverty line)2020-2024
Per-capita income2020-2024
Returns reporting net capital gains (or losses)2022
Returns that itemize deductions2022
Share of all AGI reported on $200k+ returns2022
Total adjusted gross income reported by residents2022
Itemized charitable deductions as % of total AGI2022
Net capital gains as % of total AGI2022
People reported on income tax returns (filers and dependents)2022
Returns claiming an itemized charitable deduction2022
Returns with salaries & wages2022
Wages as % of total AGI2022

Jobs & business44 figures

Average annual pay per employee (payroll ÷ employees)2023
Deposits booked at bank branches in ZIP2026-06-30
Jobs located in ZIP (all jobs, LODES)2023
Workers who primarily work from home2020-2024
501(c)(3) charities and foundationsBMF current release
Annual payroll of establishments in ZIP2023
Business establishments (with payroll)2023
County GDP per resident2024
County GDP, current dollars2024
County real GDP growth, 5 years2019-2024
Employed residents of ZIP (jobs held by people living here)2023
Employees at business establishments in ZIP (mid-March pay period)2023
FDIC-insured bank branches2026-06-30
Jobs in ZIP per employed resident2023
PPP loan dollars to borrowers in ZIP2020-04..2021-05
Paycheck Protection Program loans to borrowers in ZIP (2020–21)2020-04..2021-05
Private-sector jobs located in ZIP2023
SBA 7(a) small-business loans to borrowers in the ZIP, FY2020 to dateFY2020-2026-06-30
Share of jobs in ZIP paying more than $3,333/month2023
Tax-exempt organizations registered in ZIPBMF current release
Total annual revenue of exempt organizations in ZIP (latest returns)BMF current release
Total assets of exempt organizations in ZIPBMF current release
Unemployment rate of ZIP residents (ACS 5-year)2020-2024
7(a) loans (FY2020–present) already charged off2026-06-30
County real GDP growth, latest year2024
Deposit market concentration within ZIP (HHI, 0–10,000)2026-06-30
Distinct banks with a branch in ZIP2026-06-30
Jobs reported on PPP applications (borrowers in ZIP)2020-04..2021-05
Median 7(a) loan size (FY2020–present)FY2020-2026-06-30
Organizations granted exemption 2021 or laterBMF current release
PPP forgiveness including interest, as a share of approved loan amounts (can exceed 100%)2024-09-30
PPP loans of $1 million or more2020-04..2021-05
Private foundationsBMF current release
SBA 504 loans to borrowers in the ZIP, FY2010 to dateFY2010-2026-06-30
SBA 7(a) amount approved to borrowers in the ZIP, FY2020 to dateFY2020-2026-06-30
Share of deposits at the largest local bank2026-06-30
Share of employed residents earning more than $3,333/month2023
Share of jobs (workers 30+) held by people with a bachelor's degree or higher2023
Share of jobs held by women2023
Share of jobs held by workers aged 29 or younger2023
Share of jobs in public administration2023
Share of private-sector jobs at firms 0–3 years old2023
Share of private-sector jobs at firms with 500+ employees (national firm size)2023
Share of private-sector jobs at firms with fewer than 20 employees2023

Housing41 figures

Typical asking rentAugust 2026
Typical home valueAugust 2026
Active for-sale listingsSeptember 2026
Asking rent change, 1 year (ZORI)August 2026
HUD Small Area Fair Market Rent, 2-bedroom (FY2026)FY2026
Home value change, 1 year (ZHVI)August 2026
Home value change, 5 years (ZHVI)August 2026
House price change over 1 year (3-digit ZIP area)2026-Q2
House price change over 5 years (3-digit ZIP area)2026-Q2
Housing units2020-2024
Housing units built 2000 or later2020-2024
Housing units built 2010 or later (share)2020-2024
Homes built before 19402020-2024
Housing units in buildings with 50+ units2020-2024
Listings with a price cutSeptember 2026
Median days on market (listings)September 2026
Median rent paid, incl. utilities2020-2024
Median listing price (Realtor.com)September 2026
Median listing price per sq ftSeptember 2026
Median value of owner-occupied homes (ACS, self-reported)2020-2024
Median year structure built2020-2024
Owner-occupied share of households2020-2024
Homes rented2020-2024
Renters paying ≥30% of income on rent (cost-burdened)2020-2024
Renters paying ≥50% of income on rent (severely burdened)2020-2024
Typical condo/co-op value (Zillow ZHVI)August 2026
Typical home value divided by annual rentAugust 2026
Vacant share of housing units2020-2024
Active listings, change vs a year agoSeptember 2026
Asking rent change, 5 years (ZORI)August 2026
HUD Small Area Fair Market Rent, 1-bedroom (FY2026)FY2026
HUD Small Area Fair Market Rent, 3-bedroomFY2026
HUD Small Area Fair Market Rent, 4-bedroomFY2026
HUD Small Area Fair Market Rent, studioFY2026
Home value change since 2000-01August 2026
Home value change, 10 years (ZHVI)August 2026
Median listing price, change vs a year agoSeptember 2026
Median listing sizeSeptember 2026
New listings this monthSeptember 2026
Pending ratio (pending ÷ active listings)September 2026
ZHVI vs all-time peak (2017-04)August 2026

Getting around17 figures

Households without a vehicle2020-2024
Average commute2020-2024
Commute by any rail (subway, commuter rail or light rail / trolley)2020-2024
Commute by bicycle2020-2024
Drive alone to work2020-2024
Use public transit to work2020-2024
Commute by subway / elevated rail2020-2024
Commute on foot2020-2024
Vehicles available per household2020-2024
Work from home (% of workers)2020-2024
Commute by bus2020-2024
Commute by carpool2020-2024
Commute by commuter rail2020-2024
Commute by ferry2020-2024
Commute by light rail / trolley2020-2024
Commute by taxi / ride-hailing2020-2024
Workers 16+ living in ZIP2020-2024

Schools2 figures

Public library floor area located in the ZIPFY2024
Public library outlets located in the ZIPFY2024

Health48 figures

Adult obesity (BMI ≥30)2023
Binge drinking2023
No health insurance (all ages)2020-2024
Current cigarette smoking2023
Depression, adults2023
Diagnosed diabetes, adults2023
Fair or poor self-rated health2023
Food insecurity (past 12 months)2023
Frequent mental distress (≥14 bad days/month)2023
High blood pressure, adults2023
High cholesterol (among screened adults)2023
Housing insecurity (past 12 months)2023
Loneliness2023
No health insurance, adults 18–642023
No health insurance, adults 19–642020-2024
No leisure-time physical activity2023
Routine checkup in past year2023
SVI theme 1: socioeconomic status (percentile)2018-2022
SVI theme 2: household characteristics (percentile)2018-2022
SVI theme 3: racial & ethnic minority status (percentile)2018-2022
SVI theme 4: housing type & transportation (percentile)2018-2022
Short sleep (<7 hours)2022
Social Vulnerability Index — overall (national ZCTA percentile)2018-2022
Uninsured, civilian non-institutionalized (all ages)2018-2022
All teeth lost, adults 65+2022
Any disability2023
Arthritis2023
COPD2023
Cancer (non-skin) or melanoma2023
Cholesterol screening2023
Cognitive disability2023
Colorectal cancer screening, ages 45–752022
Coronary heart disease2023
Current asthma, adults2023
Dental visit in past year2022
Frequent physical distress2023
Hearing disability2023
Independent-living disability2023
Lack of reliable transportation2023
Lack of social & emotional support2023
Mammography, women 50–742022
Mobility disability2023
Received food stamps/SNAP (past 12 months)2023
Self-care disability2023
Stroke2023
Taking BP medication (among adults with high BP)2023
Utility shut-off threat (past 12 months)2023
Vision disability2023

Natural hazards28 figures

FEMA National Risk Index score (all 18 hazards)NRI v1.20 (December 2025)
Expected annual building loss per $1M of building valueNRI v1.20 (December 2025)
Expected annual loss from natural hazards (buildings + population + agriculture)NRI v1.20 (December 2025)
Expected annual loss per residentNRI v1.20 (December 2025)
Federal disaster and emergency declarations naming the countyall declarations to date
NRI coastal flooding risk scoreNRI v1.20 (December 2025)
NRI earthquake risk scoreNRI v1.20 (December 2025)
NRI heat wave risk scoreNRI v1.20 (December 2025)
NRI inland flooding risk scoreNRI v1.20 (December 2025)
NRI wildfire risk scoreNRI v1.20 (December 2025)
Social vulnerability score (FEMA NRI; Census Community Resilience Estimates)NRI v1.20 (December 2025)
Building value exposed (FEMA Hazus inventory)NRI v1.20 (December 2025)
Expected annual building lossNRI v1.20 (December 2025)
Expected annual loss per resident — coastal floodingNRI v1.20 (December 2025)
Expected annual loss per resident — earthquakeNRI v1.20 (December 2025)
Expected annual loss per resident — heat waveNRI v1.20 (December 2025)
Expected annual loss per resident — inland floodingNRI v1.20 (December 2025)
Expected annual loss per resident — wildfireNRI v1.20 (December 2025)
Expected annual loss scoreNRI v1.20 (December 2025)
Federal disaster and emergency declarations naming the county since 20002000 to date
NRI cold wave risk scoreNRI v1.20 (December 2025)
NRI drought risk scoreNRI v1.20 (December 2025)
NRI hail risk scoreNRI v1.20 (December 2025)
NRI landslide risk scoreNRI v1.20 (December 2025)
NRI lightning risk scoreNRI v1.20 (December 2025)
NRI strong wind risk scoreNRI v1.20 (December 2025)
NRI tornado risk scoreNRI v1.20 (December 2025)
NRI winter weather risk scoreNRI v1.20 (December 2025)

Climate14 figures

Average annual precipitation (1991–2020 normal)1991-2020
Average annual temperature (1991–2020 normal)1991-2020
Days per year reaching 90°F or hotter (1991–2020 normal)1991-2020
Average annual snowfall (1991–2020 normal)1991-2020
Cooling degree days, base 65°F (1991–2020 normal)1991-2020
Days per year with measurable precipitation, ≥0.01 in (1991–2020)1991-2020
Heating degree days, base 65°F (1991–2020 normal)1991-2020
Nights per year at or below freezing, 32°F (1991–2020 normal)1991-2020
Average daily high, year-round (1991–2020)1991-2020
Average daily low, year-round (1991–2020)1991-2020
Days per year reaching 80°F or hotter (1991–2020 normal)1991-2020
Days per year that stay below freezing all day (1991–2020 normal)1991-2020
Days per year with ≥1 inch of precipitation (1991–2020)1991-2020
Distance to the climate station used1991-2020

Environment8 figures

Share of days with "Good" air (AQI ≤ 50), 20252025
Days unhealthy for sensitive groups or worse (AQI > 100), 20252025
Median daily AQI, 20252025
90th-percentile daily AQI, 20252025
Days "Unhealthy" or worse (AQI > 150), 20252025
Days with Good air quality, 20252025
Days with Moderate air quality (AQI 51–100), 20252025
Worst day AQI, 20252025

Internet & utilities12 figures

Households with a broadband internet subscription (any type)2020-2024
Households whose only computing device is a smartphone2020-2024
Households whose only internet is a cellular data plan2020-2024
Households with a desktop or laptop2020-2024
Households with cable, fiber or DSL broadband2020-2024
Households with no internet access at all2020-2024
Households with a cellular data plan2020-2024
Households with a tablet2020-2024
Households with at least one computing device2020-2024
Households with no computing device2020-2024
Households with satellite internet2020-2024
Households without an internet subscription (incl. access without subscription)2020-2024

Sources & credits

How this page was prepared

Descriptions were drafted with DeepSeek, edited and checked against the cited public data. The local guide, where shown, also uses the linked municipal and operator sources; its source-check date is shown separately. New York ZIP medians compare areas with at least 1,000 residents. Figures retain their dates and definitions; select a value to inspect its source. Census ZIP areas (ZCTAs), postal ZIPs and neighborhood boundaries can differ.

Home values and asking rents are Zillow indices. Survey rents describe occupied rentals, including utilities. Housing age refers to housing units, including apartments. Commute statistics describe journeys to work; vehicle availability describes households.

Place listings come from OpenStreetMap, NCES and IPEDS; Selected additional addresses, where present, were checked on official venue sites. Map markers for areas are not entrances. No Google photos or ratings are stored on this page.

Data sources

Data Provided by Zillow Group. Place names: GeoNames (CC BY 4.0). This product uses FCC APIs and/or Data but is not endorsed or certified by the FCC. Place counts: © OpenStreetMap contributors, ODbL (openstreetmap.org/copyright). Photos retain their individual author and license credits.